Frequently Asked Questions for Workers Compensation

Q1.Who are the current Servicing & Direct Assignment Carriers?
Q2.How long will it take to get an assignment once the application is received?
Q3.Can I obtain coverage in other states through the NCRB?
Q4.Can I pick my own carrier?
Q5.What is the USL&H?
Q6.What is the USL&H Factor?
Q7.What is the Loss Sensitive Rating Plan? (LSRP)
Q8.What is the premium associated with the LSRP?
Q9.What are the Terrorism charges and are they optional?
Q10.What is a Minimum Premium Policy?
Q11.What is an Interstate Mod?
Q12.If unpaid premium is owed to a carrier, can an employer get coverage?
Q13.If an audit has not been completed with a prior carrier, can an employer get coverage?
Q14.Is a Contractor liable for an uninsured subcontractor?
Q15.What is the agent commission in the Assigned Risk market?
Q16.What is the status of my application?





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