Experience Mod Lookup
Workers Compensation Assigned Risk Premium Calculator
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Applicant
Class Codes
Experience Modification
Coverages
Premium
Applicant
Applicant Name:
Enter complete legal name of employer
Requested Effective Date:
*
Class Code EZ Add
If you know the class code to assign to this
quote
, you may enter it and click
Add
. NOTE: EZ Add utilizes the class code's primary phraseology. To view alternate phraseologies for a class code, use the Search feature below.
Class Code:
Search Criteria
To locate a class code, enter either a class code or keyword and click
Search
.
Class Code:
Keyword:
Search Type:
Contains
Begins With
*
Search Results
Double-click on a class code in the search results to add it to the list of selected class codes. To view alternate phraseologies, click the
symbol next to the class code.
No Data to Display
Selected Class Codes
Listed below are the class codes that you have selected for this
quote
. To edit, click inside of the cell that you would like to edit.
NOTE: All class codes are subject to verification by the NCRB.
ApplicationClassCodeId
Code
Phraseology
Payroll
If Any
Employees
USL&H
Rate
UseEmployees
AllowUserRate
CordCharge
USLHApplies
Workers Compensation Class Code Lookup
Experience Modification
Listed below is the Experience Modification and ARAP associated with this quote. Effective 4/1/10, the ARAP factor is no longer applicable when the experience mod factor is less than 1.01. Contact the NCRB Information Center for additional information.
Experience Modification:
*
ARAP:
*
Coverages
Limits of Liability:
By default, standard limits of liability apply to this application. If you would like to request increased limits of liability, select one of the increased limits options below.
Bodily Injury
Bodily Injury
Bodily Injury
By Accident
By Disease
By Disease
Per Accident
Per Employee
Policy Limit
Standard Limits
$100,000
$100,000
$500,000
Increased Limits
By selecting to increase your liability limits, this will increase the total amount of premium.
$500,000
$500,000
$500,000
$1,000,000
$1,000,000
$1,000,000
Sole Proprietor And Partner Inclusion:
Are sole proprietor wages included?
Yes
No
Are partners wages included?
Yes
No
If yes, how many partners?
*
Are members of the LLC included?
Yes
No
If yes, how many members?
*
Workers Compensation Assigned Risk Premium Calculator
Employer Name:
Requested Effective Date:
ManageAR ID:
Applicant:
Premium Calculation
The premium calculated is based upon the information that you have provided and is subject to verification by the NCRB.
Class
Total #
Code
Payroll
Employees
AR Rate
Premium
Message
This tool is intended to help you estimate and calculate the workers compensation insurance premium for employers seeking to obtain coverage through the provisions of the North Carolina Workers Compensation Insurance Plan. The application gives the ability to enter class code and payroll information along with experience modifications, ARAP surcharge and Increased Limits of Employers Liability Insurance.
While this program cannot develop the definitive premium and is not intended to cover all rules and exceptions, it does calculate a premium based on most class code and payroll situations. Certain factors that may affect an employer’s premium are not contemplated by this application. These include short rate cancellation penalties, split rate policies, deductibles and additional premium that may result from the extension of coverage under Admiralty Law, FELA or the United States Longshore and Harbor Workers Act.
Please note that the assigned risk rates used in the calculation are the rates that have been approved for use in the North Carolina residual market and any revision of those rates will be up-dated as quickly as possible.
Please reference the Help section for more detailed information.
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Experience Modification Lookup Certification and Agreement
Missing Attestation Verbiage