Per NCGS 58-36, The North Carolina Rate Bureau is tasked with certain responsibilities for private passenger automobile insurance.  The North Carolina Rate Bureau provides, but is not limited to, the following functions: 

  • Responsible for filing rates, rules and forms for approval by the Commissioner of Insurance
  • Provides a mechanism for appealing Safe Driver Insurance Plan (SDIP) points
  • Monitors legislative activity and industry trends
  • Provides statistical and compliance services
  • Collects and examines statistical and ratemaking data


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