Assuring the availability of automobile liability coverage for North Carolina


Created in 1973, the mission of the North Carolina Reinsurance Facility (NCRF) is to ensure that all eligible risks can purchase auto liability insurance, to ensure the right premiums are collected and  the correct losses are paid, and to minimize the impact on policyholders and companies in North Carolina. 


  • 4/22/19: New Circular RF-19-4 Revised Private Passenger Automobile and Motorcycle Insurance Rates – Clean Risks
  • 4/22/19: New Circular RF-19-3 Revised Private Passenger Automobile and Motorcycle Insurance Rates - Other Than Clean Risks
  • 3/22/19: New Circular RF-19-2 Commercial Auto Loss Recoupment 
  • 1/23/19: New Circular RF-19-1 Announcement of the 2019 Annual Meeting 
  • 12/20/18: New Circular RF-18-21 Minutes of the Member Companies Annual Meeting held on October 11, 2018
  • 12/14/18: New Circular RF-18-20 Ceded Premium Volume by Company or Group  
  • 12/14/18: New Circular RF-18-19 2019 Reporting Schedule 
  • 12/13/18: New Circular RF-18-18 Commercial Auto Class Plan - Effective January 1, 2021
  • 12/12/18: New Circular RF-18-17 In-Force Policy Count as of October 1, 2018
  • 12/11/18: New Circular RF-18-16 Private Passenger (1) Recoupments; (2) Closing; (3) Amended Report Format 
  • 12/6/18: New Circular RF-18-15 Additional Revision of Commercial Automobile Insurance Rates and Rules - Effective April 1, 2019
  • 11/29/18: New Circular RF-18-14 Revision of Commercial Automobile Insurance Rates and Rules - Effective April 1, 2019
  • 8/22/18: New Circular RF-18-13 Personal Auto Policy Program Manual Revision - SDIP
  • 8/20/18: New Circular RF-18-12 Commercial Auto Policy Program- Manual Revisions
  • 8/6/18: New Circular RF-18-11 Standard Practice Manual Revisions
  • 8/6/18: New Circular RF-18-10 Expense Allowances Effective October 2018



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