Created in 1973, the mission of the North Carolina Reinsurance Facility (NCRF) is to ensure that all eligible risks can purchase auto liability insurance, to ensure the right premiums are collected and  the correct losses are paid, and to minimize the impact on policyholders and companies in North Carolina. 

• 5/4/23: New Circular RF-23-4 Personal Auto Program Revisions
• 4/5/23: New Circular RF-23-3 Revised Private Passenger Automobile and Motorcycle Insurance Rates – Other Than Clean Risks
• 3/10/23: New Circular RF-23-2 Ceded Commercial Automobile Data Call 2023
• 1/26/23: New Circular RF-23-1 Announcement of the 2023 Annual Meeting
• 12/13/22: New Circular RF-22-16 Ceded Premium Volume by Company or Group
• 12/12/22: New Circular RF-22-15 In-Force Policy Count As of October 1, 2022
• 12/8/22: New Circular RF-22-14 Private Passenger Combined Clean Risk- Loss Recoupment 
• 12/8/22: New Circular RF-22-13 2023 Reporting Schedule 
• 11/16/22: New Circular RF-22-12 Minutes of the Member Companies Annual Meeting held on October 12, 2022
• 7/26/22: New Circular RF-22-11 Forty-Ninth Annual Meeting 
• 7/21/22: New Circular RF-22-10 Expense Allowances - Effective October 2022
• 6/22/22: New Circular RF-22-9 NCRF 2021 Schedule Form K-1 - Available online
• 6/16/22: New Circular RF-22-8 Personal Auto Policy Program Revisions
• 6/9/22: New Circular RF-22-7 Commercial Auto Loss Recoupment 
• 6/9/22: New Circular RF-22-6 Private Passenger Combined Clean Risk- Loss Recoupment
• 5/10/22: New Circular RF-22-5 Revision of NCRF Commercial Automobile Insurance Rates
• 4/5/22: New Circular RF-22-4 Revised Private Passenger Automobile and Motorcycle Insurance Rates – Other Than Clean Risks
• 3/8/22: New Circular RF-22-3 Ceded Commercial Automobile Data Call
• 2/24/22: New Circular RF-22-2 Reversal Decision - NCRF is no longer pursuing the adoption of the New ISO Commercial Auto Class Plan
• 1/25/22: New Circular RF-22-1 Announcement of the 2022 Annual Meeting
• 12/14/21: New Circular RF-21-20 In-Force Policy Count As of October 1, 2021
• 12/14/21: New Circular RF-21-19 Ceded Premium Volume by Company or Group
• 12/9/21: New Circular RF-21-18 Appointment of New General Manager 
• 12/9/21: New Circular RF-21-17 Commercial Auto Loss Recoupment 
• 12/8/21: New Circular RF-21-16 2022 Reporting Schedule
• 11/17/21: New Circular RF-21-15 Minutes of the Member Companies Annual Meeting held on October 20, 2021
• 10/28/21: New Circular RF-21-14 Revision of NCRF Commercial Automobile Insurance Rates
• 8/24/21: New Circular RF-21-13 Search for new General Manager/Managing Secretary
• 8/23/21: New Circular RF-21-12  Adoption of New Commercial Auto Class Plan - Estimated New Effective Date October 1, 2023
• 7/29/21: New Circular RF-21-11 Expense Allowances - Effective October 2021
• 7/28/21: New Circular RF-21-10 Personal Auto Policy Program - Introduction of Low Speed Vehicles and Modified Utility Vehicles
• 7/22/21: New Circular: RF-21-9 Forty-Eighth Annual Meeting
• 6/21/21: New Circular: RF-21-8 NCRF 2020 Schedule K-1 - Available online
• 6/4/21: New Circular RF-21-7 Commercial Auto Loss Recoupment 
• 6/4/21: New Circular RF-21-6 Private Passenger Combined Clean Risk- Loss Recoupment
• 6/3/21: New Circular RF-21-5 Revision of NCRF Commercial Automobile Territory Definitions - Conversion to Zip Code Rating
• 4/7/21: New Circular RF-21-4 Revised Private Passenger Automobile and Motorcycle Insurance Rates – Other Than Clean Risks
• 3/15/21: New Circular RF-21-3 Personal Auto Policy Program Revisions
• 1/19/21: New Circular RF-21-2 Announcement of the 2021 Annual Meeting 
• 1/19/21: New Circular RF-21-1 Revisions to Endorsement PP 55 45 – Limited Transportation Network Driver Coverage (No Passenger) – North Carolina 
• 12/21/20: New Circular RF-20-18 Revisions to Endorsement PP 55 45 - Limited Transportation Network Driver Coverage (No Passenger) - North Carolina
• 12/17/20: New Circular RF-20-17 In-Force Policy Count as of October 1, 2020
• 12/15/20: New Circular RF-20-16 Ceded Premium Volume by Company or Group
• 12/10/20: New Circular RF-20-15 2021 Reporting Schedule 
• 12/7/20: New Circular RF-20-14 Non-Fleet Private Passenger Combined Recoupments
• 11/30/20: New Circular RF-20-13 Minutes of the Member Companies Annual Meeting held on October 14, 2020
• 11/10/20: New Circular RF-20-12 Revision of NCRF Commercial Automobile Insurance Rates and Rules - Effective April 15, 2021
• 8/11/20: New Circular RF-20-11 Standard Practice Manual Revisions
• 7/31/20: New Circular RF-20-10 REVISED - Expense Allowances - Effective October 2020
• 7/28/20: New Circular RF-20-9 (1) Forty-Seventh Annual Meeting (2) Selection of Board of Governors
• 6/22/20: New Circular RF-20-8 Additional Revision - Commercial Loss Recoupment
• 6/18/20: New Circular RF-20-7 NCRF 2019 K-1 Return of Partnership Income – Form 1065 Circular Letter
• 6/12/20: New Circular RF-20-6 REVISED - Commercial Auto Loss Recoupment 
• 6/12/20: New Circular RF-20-5 REVISED - Private Passenger Combined Clean Risk- Loss Recoupment 
• 4/22/20: New Circular RF-20-4 Commercial Auto Class Plan - New Effective Date October 1, 2022
• 3/25/20: New Circular RF-20-3 Revised Private Passenger Automobile and Motorcycle Insurance Rates - Other Than Clean Risks
• 3/16/20: New Circular RF-20-2 NC Reinsurance Facility Operations and COVID-19
• 1/21/20: New Circular RF-20-1 Announcement of the 2020 Annual Meeting
• 12/19/19: New Circular RF-19-16 Ceded Premium Volume by Company or Group
• 12/17/19: New Circular RF-19-15 In-Force Policy Count as of October 1, 2019
• 12/12/19: New Circular RF-19-14 2020 Reporting Schedule  
• 12/9/19: New Circular RF-19-13 Non-Fleet Private Passenger Recoupments; Closing; Amended Report Format
• 12/5/19: New Circular RF-19-12 REVISED Commercial Auto Rating Change - Removal of Experience Rating - Effective April 1, 2020
• 11/21/19: New Circular RF-19-11 WITHDRAWN Commercial Auto Rating Change - Removal of Experience Rating - Effective April 1, 2020
• 11/21/19: New Circular RF-19-10 Adoption of the New ISO Commercial Auto Class Plan - New Effective Date October 1, 2021
• 11/15/19: New Circular RF-19-9 Minutes of the Member Companies Annual Meeting held on October 9, 2019
• 7/30/19: New Circular RF-19-8 Expense Allowances - Effective October 2019
• 7/23/19: New Circular RF-19-7 Forty-Sixth Annual Meeting 
• 6/6/19: New Circular RF-19-6 Commercial Auto Loss Recoupment (1) Other Than Non-Fleet Private Passenger Recoupments; (2) Closing; (3) Amended Report Format
• 6/6/19: New Circular RF-19-5 Private Passenger (1) Recoupments; (2) Closing; (3) Amended Report Format 
• 4/22/19: New Circular RF-19-4 Revised Private Passenger Automobile and Motorcycle Insurance Rates – Clean Risks
• 4/22/19: New Circular RF-19-3 Revised Private Passenger Automobile and Motorcycle Insurance Rates - Other Than Clean Risks
• 3/22/19: New Circular RF-19-2 Commercial Auto Loss Recoupment 
• 1/23/19: New Circular RF-19-1 Announcement of the 2019 Annual Meeting 
• 12/20/18: New Circular RF-18-21 Minutes of the Member Companies Annual Meeting held on October 11, 2018
• 12/14/18: New Circular RF-18-20 Ceded Premium Volume by Company or Group  
• 12/14/18: New Circular RF-18-19 2019 Reporting Schedule 
• 12/13/18: New Circular RF-18-18 Commercial Auto Class Plan - Effective January 1, 2021
• 12/12/18: New Circular RF-18-17 In-Force Policy Count as of October 1, 2018
• 12/11/18: New Circular RF-18-16 Private Passenger (1) Recoupments; (2) Closing; (3) Amended Report Format 
• 12/6/18: New Circular RF-18-15 Additional Revision of Commercial Automobile Insurance Rates and Rules - Effective April 1, 2019
• 11/29/18: New Circular RF-18-14 Revision of Commercial Automobile Insurance Rates and Rules - Effective April 1, 2019
• 8/22/18: New Circular RF-18-13 Personal Auto Policy Program Manual Revision - SDIP
• 8/20/18: New Circular RF-18-12 Commercial Auto Policy Program- Manual Revisions
• 8/6/18: New Circular RF-18-11 Standard Practice Manual Revisions
• 8/6/18: New Circular RF-18-10 Expense Allowances Effective October 2018

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• FTP Instruction Guide
• NCRF Home
• Standard Practice Manual