AFLAC offers supplemental insurance plans that help fill the “financial gaps” created by deductibles, co-payments, out-of-pocket expenses, loss of income, living expenses, obligations and expenses that exceed the limits in a managed-care environment. Premiums are fully paid by associates on a pre-tax basis. We offer several plans including; Hospital Protection, Personal Accident Indemnity, Personal Cancer Indemnity, Hospital Intensive Care, Sickness Indemnity and Specified Event.